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Need Finance for that new Car Upgrade?

Get faster, easier access to your car loan. Simplify makes finance easy, and applying won’t affect your credit score.

  • Interest rate from 6.25%
  • Get a quote in 6.2 seconds
  • Receive Funds within 24 hours of approval
  • Minimum Loan Amount $5,000
  • Loan Terms 12 – 60 months

How to apply with Simplify

When you apply for a loan, Simplify automatically sends you links for what you need to send them. Simplify then views the amount you are able to borrow and checks you’re eligible without it affecting your credit score.

As a minimum, you will need to provide the following documentation:

  • A photograph or scan of your driving licence.
  • Proof of your income, such as a payslip or a 3 months worth of bank statement so we can ensure you’ll be able to keep up with your monthly payments.
  • Simplify’s platform will verify your identity automatically, in some cases Simplify may request a utility or mobile bill if needed.
  • The application process is hassle-free, you can do everything online, sign and hit the road.

Frequently Asked Questions

With how complicated car loans can be, you’re bound to have a few questions about it. Have a look through our most frequently asked questions and see if your question has already been answered.

Your eligibility depends on your credit rating. The better your credit rating, the more  chance you’ll have of being accepted for a loan or securing a better deal.

If you have a lower credit rating, you may still be able to secure a deal, but it might include higher monthly repayments or interest rates. You can find out if you’re eligible without it affecting your credit score by using their free eligibility tool.

Simplify make getting finance fast and easy. Get an instant quote and pre-approval in minutes. Then view repayments to find out  what you can borrow and get a lending decision within 60 minutes. 

As one of New Zealand’s largest car finance providers, Simplify negotiate to provide our  customers volume discounts and compare finance that’s right for you.  

Save time and it’s hassle free. Simplify do it all for you – the admin, paperwork and even  negotiations with the dealer or seller.

Simplify combine smart technology to offer you a safer and easier process. By getting  your loan with Simplify – you can view your repayments, get a quote and apply  online, directly on your mobile or through our website. 

You’ll get instantly pre-approved, then simply complete your application in two minutes and get moving within hours.

With Simplify, you can finance cars, motorcycles, vans, trucks, touring caravans and boats. They can also provide finance for more specialist vehicles.

Getting a loan with Simplify is easy.

Apply online now, it only takes a few minutes!

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